Default having been made of the terms of the loan documents secured by that certain mortgage executed by Shawn C O'dell And Jennifer O'dell , Husband And Wife to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Quicken Loans, Inc., its successors and assigns dated March 31, 2007; said mortgage being recorded on April 12, 2007, in Book 225, Page 69 in the Office of the Judge of Probate of Pickens County, Alabama. Said Mortgage was last sold, assigned and transferred to Federal Home Loan Mortgage Corporation, as trustee for Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2020-3 by assignment recorded in Deed Book 394, Page 155 in the Office of the Judge of Probate of Pickens County, ALABAMA.
The undersigned, Federal Home Loan Mortgage Corporation, as trustee for Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2020-3under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Pickens County, Alabama during the legal hours of sale (between 11am and 4pm), on the 28th day of August, 2023 the following property, situated in Pickens County, Alabama, to-wit:
THAT CERTAIN LOT, WITH ALL IMPROVEMENTS SITUATED THEREON, KNOWN AS THE S.J. LOVE HOME PLACE, BOUND ON THE SOUTH BY THE NORTH MARGIN OF 3RD AVENUE EAST, BOUND ON THE WEST BY THE RESIDENCE LOT OF ELIZABETH CUNNINGHAM AND MIRIAM CUNNINGHAM, BOUND ON THE NORTH BY THE SOUTH MARGIN OF 4TH AVENUE EAST, AND BOUND ON THE EAST BY THE WEST MARGIN OF ALABAMA HIGHWAY NO: 17; SAID LOT BEING DESCRIBED IN A DEED FROM THE HEIRS OF S.J. LOVE, DECEASED, TO D.B. LOVE, DATE NOVEMBER 29, 1941, AND RECORDED IN THE OFFICE OF THE JUDGE OF PROBATE OF PICKENS COUNTY, ALABAMA, IN DEED BOOK 49 AT PAGE 430, AS FOLLOWS: BEGINNING 18 INCHES FROM NORTH SIDE OF THE END OF THE SIDEWALK ON NORTH SIDE OF 3RD AVENUE AND RUNNING WEST 48 AND 1/8 YARDS ALONG THE SIDEWALK 18 INCHES FROM THE EDGE THEREOF TO A POINT, THENCE NORTH 107 AND 1/3 YARDS, THENCE EAST 45 AND 1/8 YARDS, THENCE SOUTH TO POINT OF BEGINNING AND CONTAINING 1 ACRE, MORE OR LESS. BEING IN THE SOUTHWEST 1/4 OF NORTHEAST 1/4 OF SECTION 19, TOWNSHIP 22, RANGE 15, WEST. SAID LOT BEING SHOWN ON THE E.L. HENDRIX MAP OF THE TOWN OF ALICEVILLE, RECORDED IN MAP BOOK 1 AT PAGE 56 IN SAID PROBATE JUDGE'S OFFICE, AS THE LOT OF "MRS. S.J. LOVE 1.0-A" SAID LOT BEING ACCURATELY LOCATED ON SAID E.L. HENDRIX MAP AS BEING IN THE SOUTHWEST 1/4 OF NORTHEAST 1/4 OF SECTION 19, TOWNSHIP 22, SOUTH, RANGE 15, WEST.
Said property is commonly known as 813 3rd Avenue Ne, Aliceville, AL 35442.
Should a conflict arise between the property address and the legal description the legal description will control.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage.
FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2020-3
as holder of said mortgage
McCalla Raymer Leibert Pierce, LLC
Two North Twentieth
2 20th Street North, Suite 1000
Birmingham, AL 35203
(205) 216-4238
FT21@mccalla.com
File No. 22-04300AL
www.foreclosurehotline.net