Default having been made under the terms of that certain mortgage executed by Willie M. Nicholson and Betty J. Nicholson, husband and wife, on the 21st day of June, 2017 to West Alabama Bank & Trust which said mortgage is recorded in the Probate Office of Pickens County, Alabama in REAL Book 332, at Page 406 and subsequently rerecorded in the Office of the Judge of Probate of Pickens County, Alabama in REAL Book 333, Page 373, and by reason of such default, having declared all of the indebtedness secured by said mortgage due and payable, and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, West Alabama Bank & Trust will sell at public outcry, for cash, to the highest bidder, before the main entrance of the Courthouse in the City of Carrollton, Pickens County, Alabama, at noon or otherwise during the legal hours of sale on October 21, 2024 the following described real estate situated in Pickens County, Alabama, to-wit:
6.19 acres of land, more or less, lying partly in Northwest Quarter of Southeast Quarter, partly in Southwest Quarter of Southeast Quarter, partly in Northeast Quarter of Southwest Quarter and partly in Southeast Quarter of Southwest Quarter, all in Section 8, Township 20 South, Range 13 West, and being more particularly described as beginning at the point where the North line of the South Half of the South Half of said Section 8 intersects the East margin of the public road, known by various names as “The Loop Road” or “The Old Fayette-Vienna Road” or “The Judge Elmore Road”; from said POINT OF BEGINNING proceed Northerly along the East margin of said public road for 360 feet to the Southwest corner of the lot conveyed to Henry C. Lancaster by deed recorded in Deed Book 100 at Page 340; thence proceed Easterly along the South margin of the said Henry C. Lancaster lot for a distance of 450 feet to a point which is also the Southeast corner of the said Henry C. Lancaster lot; thence proceed Southerly for a distance of 360 feet, more or less, to a point which is on the North margin of the Southwest Quarter of Southeast Quarter and lies 436 feet East of the above point of beginning of this parcel of land; thence proceed westerly along said forty line for a distance of 226 feet to a point which is the Northeast corner of a one acre parcel, described, along with other land, in the deed recorded in Deed Book 91 at Page 12 (the said one acre is described in said deed as being partly in the Northeast corner of the Southeast Quarter of Southwest Quarter and partly in the Northwest corner of the Southwest Quarter of Southeast Quarter); thence proceed Southerly along the East margin of said one acre parcel for a distance of 210 feet; thence proceed Westerly along the South margin of said one acre parcel for a distance of 210 feet to a point on the East margin of said public road; thence proceed Northerly along the East margin of said public road for a distance of 210 feet, more or less, to the Point of Beginning. It being intended to described here all the land owned by John Curtis Wood in said Section 8 at the time of his death, whether the same is accurately or completely described herein or not. Said land is subject to a lease to the Town of Gordo, Alabama for a term of 99 years from January 1, 1984, as said lease is found in Deed Book 151 at Page 876, whereby a small parcel of land, measuring 21 feet North and South and 36 feet East and West and lying in the Southeast corner of the above-described one acre which is fully described in the said Deed Book 91 at Page 12, is leased to said Town of Gordo. Together with all appurtenances, including dwelling house, located thereon.
For informational purposes only the street address for the above referenced property is believed to be: 366 14th Street NW, Gordo, Alabama 35466, which is not a part of the legal description and in the event of any discrepancy the legal description described in this notice shall control. Together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described.
Said sale will be subject to the right of way easements and restrictions of record in the Probate Office of Pickens County, Alabama, and will be subject to outstanding property taxes, and existing special assessments, if any, which might adversely affect the title to subject property.
Said property will be sold on an “As Is, Where Is” basis without warranty or recourse, express or implied as to title, use and/or enjoyment. Neither the mortgagee, nor the officers, directors, attorneys, employees, agents or authorized representative of the mortgagee make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition, including those suggested by Code of Ala. (1975) §35-4-271, are expressly disclaimed.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage, and the proceeds thereof will be applied as provided by the terms of said mortgage. The successful bidder must tender a non-refundable deposit in certified funds made payable to Reynolds, Reynolds & Little, LLC at the time and place of the sale. The balance of the purchase price must be paid in certified funds or by wire transfer by 5:00 p.m. the next business day at the Law Office of Reynolds, Reynolds & Little, LLC at the address indicated below unless prior to said sale Reynolds, Reynolds & Little, LLC has agreed to a later date or closing location. The Mortgagee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.
The failure of any high bidder to pay the purchase price and close this sale shall, at the option of Mortgagee, be cause for rejection of the bid, and if the bid is rejected, Mortgagee shall have the option of making the sale to the next highest bidder who is able, capable and willing to comply with the terms thereof.
This sale is subject to postponement or cancellation.
THIS IS AN ACTION TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE
West Alabama Bank & Trust
Mortgagee
Justin B. Little
REYNOLDS, REYNOLDS & LITTLE, LLC
Attorneys for Mortgagee
2115 Maxie Thomas Way
Post Office Box 2863
Tuscaloosa, Alabama 35403-2863
Telephone: 205-391-0073
File No. 56.2184