Default having been made in the payment of the indebtedness secured by that certain mortgage executed on February 28, 2023 by Carolyn Ruth Hubbard and Lucas S. Hubbard, wife and husband, originally in favor of Mortgage Electronic Registration Systems, Inc., as nominee for First Federal Bank, A FSB, and recorded in REAL Book 391 at Page 60 on March 9, 2023, in the Office of the Judge of Probate of Pickens County, Alabama, and secured indebtedness having been transferred or assigned to TRUIST BANK as reflected by Corporate Assignment of Mortgage recorded in REAL Book 409, Page 33 on October 7, 2024 of the same Office. LOGS Legal Group LLP, as counsel for Mortgagee or Transferee and under and by virtue of power of sale contained in the said mortgage will, on July 24, 2025, sell at public outcry to the highest bidder at the main entrance of the Pickens County, Alabama, Courthouse in the City of Carrollton, during the legal hours of sale, the following real estate situated in Pickens County, Alabama, to wit:
LESS AND EXCEPT MINERAL AND MINING rights in and to the following: Lot 95 Rivermont Subdivision, a map or plat of which is recorded in Map Book 2, at Page 83 in the Probate Office of Pickens County Alabama, reference to said map or plat being hereby made in aid of and as a part of this description. Together with an easement for the use of Lot Number 50 of Rivermont Subdivision, which said Lot Number 50 is to be a common use for all Rivermont Subdivision landowners and is to be used specifically for recreational purposes and launching and loading watercraft.
For informational purposes only, the property address is: 95 Rivermont Circle, Pickensville, AL 35447.
Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. Furthermore, the property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the mortgagee, nor the officers, directors, attorneys, employees, agents or authorized representative of the mortgagee make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition, including those suggested by Code of Ala. (1975) § 35-4-271, expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars and no/100 ($5,000.00) in certified or cash funds at the time and place of the sale. The balance of the purchase price must be paid in certified funds by close of business on the next business day thereafter at the Law Office of LOGS Legal Group LLP at the address indicated below. LOGS Legal Group LLP reserves the right to award the bid to the next highest bidder, or to reschedule the sale, should the highest bidder fail to timely tender the total amount due.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
TRUIST BANK, and its successors and assigns
Mortgagee or Transferee
LOGS LEGAL GROUP LLP
10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216
(704) 333-8107/ 25-024933
Attorneys for Mortgagee or Transferee
5/28/2025 6/4/2025 6/11/2025