Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Dedra Spencer, single woman, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for CIS Financial Services, Inc. dba CIS Home Loans, on March 25, 2021, said mortgage recorded in the Office of the Judge of Probate of Pickens County, Alabama, in REAL Book 366 Page 705; the undersigned Servbank, SB, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Carrollton, Pickens County, Alabama, on December 17, 2024, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in Pickens County, Alabama, to-wit: One lot in the Town of Reform, Pickens County, Alabama, being Eighty-seven and one-half (87 1/2) feet wide North and South and Two Hundred and Ten. (210) feet long East and West, and being more particularly described as follows: Beginning at the Northwest corner of South Graham Street and Carrollton Street, run thence Fifty feet South to the South side of Carrollton Street, thence run South, along the South side of said Carrollton Street and State Highway Number Seventeen, Thirteen Hundred and eighty and one-half ( 1380 1/2) feet for a point of beginning, and being at said point of beginning and run thence in a South Eastern direction Two Hundred and Ten (210) feet, thence in a South Western direction Eighty Seven and one-half (87 1/2) - feet, thence in a Northwestern direction Two Hundred and Ten (210) feet to the Carrollton Street and Alabama Highway Number Seventeen (17), thence in a North Eastern direction along the South side of said Carrollton Street, and Highway Number Seventeen (17) Eighty-Seven and one-half (87 1/2) feet to the point of beginning. Said Lot being in Section Twenty-nine (29) Township Nineteen (19) South of Range Fourteen (14) West.. Property street address for informational purposes: 420 2nd St SW , Reform, AL 35481. THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Tiffany & Bosco, P.A. at the time and place of the sale. The balance of the purchase price plus any deed recording costs and transfer taxes must be paid in certified funds by noon the next business day at the Law Office of Tiffany & Bosco, P.A. at the address indicated below. Tiffany & Bosco, P.A. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Servbank, SB, ("Transferee") Tiffany & Bosco, P.A., 2501 20th Place South, Suite 300, Homewood, AL 35223 www.tblaw.com TB File Number: 24-08536-MS-AL
Tiffany & Bosco, P.A
2501 20th Place South, Suite 300
Homewood, AL 35223