Default having been made in the payment of the indebtedness secured by that certain mortgage dated June 17, 2004, executed by Elizabeth C. Lowe, an unmarried woman, to CitiFinancial Corporation, LLC, which mortgage was recorded on July 22, 2004, in Book 183, Page 49, of the mortgage records in the Office of the Judge of Probate of Pickens County, Alabama, which mortgage was, duly transferred and assigned to Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust as Trustee for PNPMS Trust III, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Pickens County Courthouse at Carrollton, Alabama, during the legal hours of sale on December 14, 2022, the following described real estate, situated in Pickens County, Alabama, to-wit:
All of the Northwest Quarter of Northeast Quarter of Section 31, Township 19 South, Range 13 West, which lies East of a road known as the Jesse White Road, more particularly described as follows: Begin at the Northeast Corner of the Northwest Quarter of Northeast Quarter and run thence South along the East Forty Line to the South line of said Forty and also where the line intersects said Jesse White Road; Thence run Northwesterly along East right of way of road to the North line of the Northwest Quarter of Northeast Quarter; Thence run East 565 feet along the North Forty line to the Point of Beginning. Said Parcel containing 10.6 acres, more or less.
An easement to build a driveway for a roadway and the right to maintain, surface and keep in a state of repair a driveway located in the Northwest Quarter of the Northeast Quarter of Section 31, Township 19 South, Range 13 West, in Pickens County, Alabama more particularly described as follows: Begin at the Northeast Corner of the Northwest Quarter of the Northeast Quarter of Section 31 and run thence South 3 degrees 00 minutes East 592.40 feet; and thence with an interior angle of 96 degrees 5 minutes run thence Westerly a distance of 184 feet or to a point 16 feet East of the Southwest Corner of the Lot heretofore Deeded to Michael C. Lowe and wife, Elizabeth C. Lowe; Thence run South 43 degrees 18 minutes West to the East Right-of-Way of the Jessie White Road; thence run in a Northerly direction approximately 32 feet, allowing 30 feet for a driveway; Thence run North 43 degrees 18 minutes East to the heretofore, described lot; Thence run in a Southeasterly direction to the point of beginning.
A parcel of land located in the Northwest Quarter of the Northeast Quarter of Section 31, Township 19 South, Range 13 West, Pickens County Alabama, more particularly described as follows:
To located the point of beginning, commence at the northeast corner of the Northwest Quarter of the Northeast Quarter of said Section 31; Thence run South 3 degrees 00 minutes East along the East line of said Northwest Quarter of the Northeast Quarter for a distance of 382.40 feet to a point, which point is the point of beginning, thence continue along said East line for a distance of 210.0 feet to a point; thence with a interior angle of 96 degrees 51 minutes run in a Westerly direction for a distance of 210.0 feet to a point; thence with an interior angle of 83 degrees 09 minutes run in a northerly direction for a distance of 210.0 feet to a point; Thence with an interior angle of 96 degrees 51 minutes run in an Easterly direction for a distance of 210.0 feet to the point of beginning. Said Parcel of Land containing 1.00 acre, more or less.
Subject to all restrictions, reservations, rights, easements, rights-of-way, provisions, covenants and building set-back lines of record.
This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to condition, title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Stephens Millirons, P.C. at the time and place of sale. The balance of the purchase price must be paid in certified funds by noon on the second business day following the sale at the law firm of Stephens Millirons, P.C. at 120 Seven Cedars Drive, Huntsville, Alabama 35802. Stephens Millirons, P.C. reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due.
Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust as Trustee for PNPMS Trust III
Transferee
Robert J. Wermuth/jmm
Stephens Millirons, P.C.
P.O. Box 307
Huntsville, Alabama 35804
Attorney for Mortgagee