WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a mortgage from BRYAN SMITH, MARRIED MAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS MORTGAGEE, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, on the 10th day of April, 2023, said mortgage recorded in the Office of the Judge of Probate of Pickens County, Alabama, on April 12, 2023, in Deed/Mortgage Book 392, Page 85, Pickens County, Alabama Records, said Mortgage having subsequently been transferred and assigned to PennyMac Loan Services, LLC, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned PennyMac Loan Services, LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash in front of the main entrance of the Courthouse in Carrollton, Pickens County, Alabama, on August 12, 2025, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Pickens County, Alabama, to-wit:
ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATED IN THE COUNTY OF PICKENS, STATE OF ALABAMA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
A PART OF THE NORTHWEST QUARTER OF SECTION 6, TOWNSHIP 20 SOUTH, RANGE 13 WEST PICKENS COUNTY, ALABAMA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
TO LOCATE THE POINT OF BEGINNING COMMENCE AT THE NORTHWEST CORNER OF THE SAID SECTION 6 THENCE RUN SOUTH 00 DEGREES, 20 MINUTES, 42 SECONDS WEST AND ALONG THE WEST LINE OF THE NORTHWEST QUARTER OF THE SAID SECTION 6 A DISTANCE OF 235.01 FEET TO A ½ INCH CAPPED REBAR SET (GA-965-LS); THENCE RUN SOUTH 81 DEGREES 06 MINUTES, 59 SECONDS, EAST A DISTANCE OF 757.23 FEET TO AN IRON PIPE FOUND; THENCE RUN SOUTH 81 DEGREES, 09 MINUTES, 41 SECONDS EAST A DISTANCE OF 108.03 FEET TO A ½ INCH CAPPED REBAR SET (CA-965-LS) AND THE POINT OF BEGINNING; THENCE RUN NORTH 24 DEGREES, 26 MINUTES, 07 SECONDS, EAST A DISTANCE OF 242.73 FEET TO A ½ INCH CAPPED REBAR SET (CA-965-LS); THENCE RUN SOUTH 76 DEGREES, 21 MINUTES, 16 SECONDS, EAST A DISTANCE OF 241.35 FEET TO AN IRON PIPE FOUND ON THE WEST RIGHT-OF-WAY OF THE JESSIE O. WHITE ROAD; THENCE RUN SOUTH 10 DEGREES, 44 MINUTES, 02 SECONDS, WEST AND ALONG SAID WEST RIGHT-OF-WAY A DISTANCE OF 154.48 FEET TO A CALCULATED POINT OF CURVATURE (SAID CURVE BEING A CURVE TO THE LEFT AND HAVING A RADIUS OF 1,127.34 FEET, A DELTA OF 03 DEGREES, 44 MINUTES, 16 SECONDS, AND AN ARC DISTANCE OF 75.54 FEET); THENCE RUN A CHORD BEARING OF SOUTH 08 DEGREES, 51 MINUTES, 54 SECONDS, WEST AND ALONG SAID CURVING WEST RIGHT-OF-WAY, A CHORD DISTANCE OF 53.53 FEET TO AN IRON PIPE FOUND; THENCE RUN NORTH 76 DEGREES, 53 MINUTES, 32 SECONDS, WEST A DISTANCE OF 260.00 FEET TO A ½ INCH CAPPED REBAR SET (CA-965-LS); THENCE RUN SOUTH 07 DEGREES, 02 MINUTES, 28 SECONDS, WEST A DISTANCE OF 5.00 FEET TO AN IRON PIPE FOUND; THENCE RUN NORTH 81 DEGREES, 09 MINUTES, 41 SECONDS, WEST A DISTANCE OF 41.50 FEET TO THE POINT OF BEGINNING.
SAID PARCEL CONTAINS APPROXIMATELY 1.42 ACRES AND IS ALSO DESCRIBED AND DEPICTED AS "PARCEL 2" ON THE SURVEY BEING A PART OF THE DEED RECORDED IN REAL BOOK 337, AT PAGE 292 IN THE PROBATE OFFICE OF PICKENS COUNTY, ALABAMA.
Said legal description being controlling, however the property is more commonly known as 965 JESSIE O WHITE RD, GORDO, AL 35466.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
PennyMac Loan Services, LLC, Mortgagee/Transferee
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin, LLC, Attorney for Mortgagee/Transferee
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. PNY-25-01515-1
Ad Run Dates: 04/23/2025, 04/30/2025, 05/07/2025, 05/28/2025
The sale provided for hereinabove which was originally scheduled for May 27, 2025, was postponed until August 12, 2025. by public announcement being made at the Pickens County Courthouse, Carrollton, Alabama, during the legal hours of sale. Said foreclosure sale shall be held on the 12th day of August, 2025, at the Pickens County Courthouse, Carrollton, Alabama, during the legal hours of sale.
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5/28/2025