Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Joe W. Cunningham and Willie L. Cunningham, husband and wife, to United States of America, acting through the Rural Housing Service, or successor agency, United States Department of Agriculture, on August 14, 2014, said mortgage being recorded in the Office of the Judge of Probate of Pickens County, Alabama, on August 18, 2014 at Book 299, at Page 755, as Document Number 95710. United States of America, acting through the United States Department of Agriculture Rural Housing Service (RHS), formerly Farmers Home Administration, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Pickens County Courthouse, in Carrollton, Alabama, on October 17, 2024, during the legal hours of sale, the following described real estate, situated in Pickens County, Alabama, to-wit:
The East 165 feet off of that lot of land acquired by Roy Clyde Street and Rosalie Street from W.F. Johnson and wife by deed dated April 15, 1947 and recorded in Deed Book 43 at Page 306 which land is described in said deed as follows:
All that tract or parcel or lot of land with dwelling house thereon situated and described as follows: The South 2/3 of the six acre lot or block of land off the North end of Northeast Quarter of Southwest Quarter (NE 1/2 of SW 1/4) Section 29, Township 19, Range 14 West, which was deeded to R.G. Jones by G.H. Howell and wife, Alma Howell on February 22, 1919, by deed recorded in Probate Office of Pickens County, Alabama, in Book of Deed 5, Page 136, Said property is more particularly described as: Beginning at Southeast corner of said block or lot of land and run North along Alabama Highway 17 140 feet, thence West across said block of land, thence South 140 feet to Southwest corner of said block or lot of land; thence East to point of beginning and being 4 acres, more or less
Subject to the following easement for right-of-way:
A right-of-way and the right to use and maintain the same as a driveway or road or street 18 feet in uniform width off North side of lot or parcel of land; which lot borders on West Right of Way line of State Highway No. 17 and in the Northeast Quarter of Southwest Quarter (NE 1/4 of SW 1/4), Section 29, Township 19, Range 14 West, Pickens County, Alabama, and which said land lies East of above lot or parcel of land.
More commonly known as: 801 2nd Street SW, Reform, AL 35481
This Property will be sold on as “as is, where is” basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union’s cashier’s check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit is purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
United States of America, acting through the United States Department of Agriculture Rural Housing Service (RHS), formerly Farmers Home Administration (“Transferee”)
Halliday, Watkins & Mann, P.C.
244 Inverness Center Drive
Birmingham, AL 35242
Phone: (801) 355-2886
09/18/2024 09/25/2024 10/02/2024